See reviews below to learn more or submit your own review. Can see right through this one. Read More . I got a letter from these people saying that I owe T-Mobile $57.00. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. More details on software and accessibility are available at WebAIM.org. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. It was founded in 1950 and currently has about 2,300 employees across 12 offices. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. Legally they've followed to the letter of the law. In response to this complaint, your account will remain reported to the credit bureaus with accuracy.
Top 86 Reviews and Complaints about Convergent - ConsumerAffairs They might say yes or no. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. I had a Spring sent to ERC. This one so contrived, premeditated, using a fake name and explanation. If they say yes, you have something to fall back on. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. If they say no, you can still try further.
A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Many factors affect your FICO Scores and the interest rates you may receive. Deletions are a courtesy and some do it. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. Look at all the reviews. Convergent Outsourcing/Sprint Help Hi all. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Phone calls must be made during "reasonable hours" only. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. I never signed a contract). Unsubscribe at any time. Our systems are updated and employees are informed when there are any changes made to the collection statutes. Maryland Residents: This agency is licensed as NMLS ID # 930053. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. After reading discussions on this forum, I spoke with Sprint and paid them directly. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. My secondary goal is to get this removed ASAP. We understand that collections is often an emotional and overwhelming process. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. Convergent Outsourcing and its agents are not credit specialists. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! How did you get in contact with them i need to pay something off but cant reach them. This reply is in response to your complaint we received from the CFPB. I received a letter from Convergent saying sprint placed my account with their office for collection. I got the collection agency's name and with that emailed them for an account number. Convergent Outsourcing is a large debt collector with offices in several cities in the US and in Central America.
I was a month to month plan. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. They stated update will occur. Convergent Outsourcing's other names We value your privacy. Convergent Outsourcing was the most recent CA to report on this debt. They are more diverse with the types of debts they collect than most collection agencies. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I got a letter stating I owed monies to Sprint. Learn more. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. Never make an agreement with a debt collection agency over the phone. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. Who is ED Magedson - Founder, Ripoff Report. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. The posting time indicated is Arizona local time. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Show proof if you have. Hiding negative complaints is only a Band-Aid. Convergent Outsourcing, Inc. is a debt collection agency. Lots 81-82 Street C If it was sold, Convergent has the legal right to collect and to post on your reports. If you have questions or need to make a change to your account. How do I get them to delete their reporting. Say we owe over $22,000.00 for the rest of their so called contract !!!!!!
Options to consider with Convergent Outsourcing collections. I would just continue trying and hope to get someone who will delete. But we can send a letter out showing settled. thanks, just paid it. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. This is what I just went through. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. If someone knows please reply. If you have an account with us, we're here to help!
Convergent Outsourcing: how to remove them from your credit report Were available to help by phone at 1-800-444-8485 or online through our contact form. She said to give them a call and try to settle for less with them. After I paid, I they say I don't have acc. They told me that I am in debt to Sprint for over $300 Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. I made arrangement to pay for some equipment for renting it, I did not owe them any money. I called sprint, who was very eager to accept a payment to confirm if this was true. Maybe a pay for delete will help me save some money. bureaus (they were only reporting to two).
Ripoff Report | Convergent Outsourcing, Review - Renton, Washington As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. If a CA buys a debt they can report as if they were the OC. I suppose they need to provide: Proof of contract - with sign-on and termination dates. Please contact the moderators of this subreddit if you have any questions or concerns. I HAVE NEVER OWN A TOYOTA! What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. geez that hurt but the future right? Convergent Outsourcing, Inc. is a debt collection agency. We also do not buy debts - the debt that you may owe is still owned by the original creditor. The only advice I can offer you is not to feed into their urgency. I have never purchased anything from this company and am not familiar with this billing. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. Improving your credit takes time, but its worth it. They wont respond to anything but complaints saying they have validated it which is a complete lie. All rights reserved. I pay for that service through Frontier Communications who by the way ** me up from the onset. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. They are supposed to do that when it's paid. Don't dispute again, it will come back validated. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Engage via Email. Addtnl phone number: (877) 231-8886, states this Midland Credit Management has offices at 2365 Northside Drive, Suite 300, San Diego, CA but direct payments to Los Angeles, CA . FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. The original creditor is Sprint (cell phone company). Advertisers above have met our
I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. I was told I owed Cox communications 200 dollars from over 5 years ago. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. Convergent Outsourcing Sprint bill . When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. They sent my acc. ConsumerAffairs is not a government agency. Copyright 2022 Consumers Unified LLC. Arm yourself with this knowledge so you can negotiate with Convergent Outsourcing, or any other debt collector, confidently.